Family Comes First
Buying or selling a home is a very exciting time of your life and should not be a stressful situation. Our office can help provide you and your family with peace of mind and reduce unnecessary worry and concern. Regardless of whether this is your first home or if you have been through the process before, the laws surrounding real estate are always changing and each situation is different. There are financing arrangements, liens, municipal law, title searches plus a host of other details. It can very quickly get complicated and the keen eye of an experienced lawyer is indispensable from start to finish. We strive to help make sure that problems do not arise before, during or after closing. If any issues do arise, we ensure that they are dealt with not only in a timely manner, but also in the most cost-effective manner.
We want to give you the utmost confidence when purchasing or selling your home, and ensure you are prepared and informed at closing. One of our main goals is to ensure that your interests are protected when negotiating offers, reviewing clauses and conditions, as well as dealing with financial institutions. In addition, our office provides helpful assistance to you prior to closing, for example setting up utilities, cable and phone services.
Knowing that you have our office working with you to ensure that everything proceeds smoothly helps you concentrate on what’s important – your family’s future home.
What we can do for you
Our office would be pleased to assist you with all of your residential real estate needs, whether you are purchasing, selling, mortgaging or leasing your home or your multi-unit residential complex.
To use our services, simply request that your real estate agent forward a copy of your real estate sale/purchase agreement to our attention along with your contact information indicating the best time and means to reach you to confirm the information which we require to open your file in our office system.
In the event that you use our services to purchase a home, you can in general expect the following to happen:
Upon receiving a copy of your offer, we will contact you to confirm your name, address and contact information, and our retainer.
Following waiver of any conditions in your purchase agreement, we then make arrangements to conduct the title search for your property along with any required off title searches (e.g. building inspection, zoning, taxes, etc.), or we may have you consider title insurance if it is more economical and expedient. If we run across anything unusual during the search process, we will contact you to discuss the issues and to review the options for dealing with the matter and to seek your instructions for proceeding further.
Also during this period, we communicate with your mortgage company or bank, obtaining their instructions for preparing your purchase mortgage, and we will also advise the vendor’s lawyer as to the manner in which you are taking title to the new property.
We usually contact you a week before closing. At that time, it is our intention to provide you with an estimate of the dollar amount required from you to close the transaction and to set up an appointment a day or two before closing to meet to review and sign all of the closing documentation.
We will need you to provide us with proof of your insurance coverage on the new home. Your insurance agent is usually pleased to provide us by fax with an insurance binder confirming the coverage in place for closing. Please note also that your insurance agent will need the name and address of your mortgage lender to show their interest on the insurance policy. You must also make certain that you have met any specific conditions which your lender has set out in their mortgage offer to you.
If you would like more information, or have something specific you would like to discuss with us, please contact us by telephone at (519) 337-3847.